There are government programs out there to help you pay your phone, medical, rental, and other bills. This article will go over important resources you should look into for getting help. Keep reading below to see if you qualify for assistance.
Emergency Rental Assistance Program
Even though the COVID-19 eviction moratorium has ended and landlords can evict renters who cannot pay their rent, there are still programs available to help you with rent money and advice.
Start here if you’re in need of rental assistance. You will need to enter your location to get a list of programs available to you.
The Consumer Financial Protection Bureau is another great resource to find help for your situation. You’ll be able to find out who is eligible, how to apply, and what expenses are included in the program. Keep in mind that each local Emergency Rental Assistance (ERA) program works differently. For example, in some areas, you are able to apply for rental assistance yourself. While in others, your landlord is responsible for filing on your behalf.
Another great resource of help is to speak with a HUD Housing Counselor. There you’ll be able to speak directly with someone for advice on your situation. They are also available around the clock by calling (800) 569-4287.
Lifeline Telephone Service
Lifeline is a Federal Communications Commission (FCC) program that helps people and families get discounted landline or cell phone service. Some people can also qualify for a free phone. There are certain requirements you or your family must meet in order to qualify for this program.
You or your family must have an income at 135% or less than the federal poverty guidelines. In addition to this standard, participation in a government program is required. These can include Federal Public Housing Assistance (Section 8), Supplemental Security Income (SSI), Supplemental Nutrition Assistance (SNAP), and Medicaid.
Start your application here. You will need to find a company in your area that participates in this program. You will also need to provide some basic identification, such as an unexpired ID like a driver’s license, last year’s tax return, your social security card, among other documents.
Keep in mind that if you qualify for a Lifeline program, you may have to reapply every year. Go here for more information on how to recertify.
Lower Your Monthly Costs
These programs could go a long way in easing your financial stress. So be sure to take the time to find out if you can qualify for these programs. It could make a big difference in your daily life.
