The Housing Choice Voucher Program is an important federal government program that you should know about. The program helps low-income families and those with disabilities find affordable housing. So if you think you could benefit from learning more about the Housing Choice Voucher Program, keep reading on. 

Public Housing Agencies 

Local Public Housing Agencies (PHA) offer housing choice vouchers to families that qualify. The program is supported by the Federal Department of Housing and Urban Development. Commonly known as Section 8 housing, PHAs decide who qualifies based on the area’s income and family size. 

History of the Housing Choice Voucher Program

In 1974, the Housing and Community Development Act created the Housing Choice Voucher Program. This act was an amendment to Section 8 of the Housing Act of 1937. Families that qualify can use these vouchers for single-family private homes and apartments. These aren’t just for housing projects either. 

Landlords have the option to participate in the Housing Choice Voucher program. If the landlords choose to participate they will get a subsidy from the hosing authority, and the family will pay the difference. 

How To Qualify 

Families must qualify for housing vouchers based on their income and family size. These standards are set based on the average income and family for the region in which they live. Wait times are often long for these vouchers, though. And priority is given to families that are homeless or living in substandard conditions. 

How To Apply

Find out if you’re eligible, there are certain income requirements families have to make to be considered. In most cases, a family’s income cannot be greater than 50% of the average income for the county or region where they want to live. Local public housing authorities will then work with families during the application process. 

How The Vouchers Work

Landlords receive a subsidy from the housing authority every month for a specific amount set by a Public Housing Authority. The tenants are then responsible for paying off the difference as their monthly rent. 

Section 8 Housing 

Section 8 Housing is a common nickname for the Housing Choice Voucher Program, which is operated by the US Department of Housing and Urban Development. 

Assistance For Those Who Need It Most

The Housing Choice Voucher Program helps low-income families and people with disabilities find affordable housing in their areas. If you or someone you know needs to upgrade their living situation, then this article has the basic information you need to get started.